Vernon P. "Vern" Saper
- Partner Emeritus
- Prepared first ESOP in Michigan in 1974
- Implemented more ESOPs than any other attorney in State of Michigan
- Established ESOPs for companies with employee population of 15 to several thousands
- Representing ESOP companies, trustees and other fiduciaries in both purchase and sale transactions of employer stock
- Assisting ESOP companies and ESOP fiduciaries successfully resolving Department of Labor examinations and IRS audits of ESOPs
- Designing and drafting all types of qualified retirement plans
- Specializing in design of qualified retirement plans to benefit executives and key management employees
- Assisting employers with IRS submissions to correct retirement plan operational errors
- Assisti
- Prepared first ESOP in Michigan in 1974
- Implemented more ESOPs than any other attorney in State of Michigan
- Established ESOPs for companies with employee population of 15 to several thousands
- Representing ESOP companies, trustees and other fiduciaries in both purchase and sale transactions of employer stock
- Assisting ESOP companies and ESOP fiduciaries successfully resolving Department of Labor examinations and IRS audits of ESOPs
- Designing and drafting all types of qualified retirement plans
- Specializing in design of qualified retirement plans to benefit executives and key management employees
- Assisting employers with IRS submissions to correct retirement plan operational errors
- Assisting employers with design and implementation of non-qualified deferred compensation plans and executive incentive plans, including phantom stock
- Advisor in all matters concerning ESOPs, safe harbor 401(k) plans, defined benefit plans and defined contribution plans of all types
- Counsel for non-qualified retirement plans and other executive compensation programs for numerous publicly held and private corporations
- Extensive experience in analyzing and writing all types of qualified retirement plans for numerous financial institutions, medical corporations, manufacturers and other businesses throughout Michigan and surrounding region
- Highly regarded for introducing innovative and lucrative retirement plans designs for maximizing benefits to clients
- “ABC’s of ESOPs,” WarnerHuman Resources Seminar, March 23, 2010, Grand Rapids, Michigan
- “The ‘Perfect’ Retirement Plan for Small Businesses,” WarnerHuman Resources Seminar, September 11, 2008, Grand Rapids, Michigan
- “The PPA and Defined Contribution Plans,” WarnerHuman Resources Seminar, May 10, 2007, Grand Rapids, Michigan
- ESOP Half-Day Workshop, cosponsored with The Association for Corporate Growth (ACG) Western Michigan Chapter, October 15, 2008, Grand Rapids, Michigan
- “What is an ESOP (and Why Should I Care)?,” December 12, 2007, Southfield, Michigan
- “ABC’s of ESOPs,” WarnerHuman Resources Seminar, March 23, 2010, Grand Rapids, Michigan
- “The ‘Perfect’ Retirement Plan for Small Businesses,” WarnerHuman Resources Seminar, September 11, 2008, Grand Rapids, Michigan
- “The PPA and Defined Contribution Plans,” WarnerHuman Resources Seminar, May 10, 2007, Grand Rapids, Michigan
- ESOP Half-Day Workshop, cosponsored with The Association for Corporate Growth (ACG) Western Michigan Chapter, October 15, 2008, Grand Rapids, Michigan
- “What is an ESOP (and Why Should I Care)?,” December 12, 2007, Southfield, Michigan
- “Employee Stock Ownership and Estate Planning for the Business Owner”
- “The Advantages of an ESOP to a Closely Held Corporation and Its Shareholders”
- “What is an ESOP (and Why Should I Care?)”
- “Using Your ESOP to Acquire Another Company”
- “401(k) + ESOP = KSOP, A Winning Formula”
- “Do You Really Save Money Using a Prototype Retirement Plan”
- “Explanation of Different Types of Qualified Retirement Plan Documents”
- “Getting More for Less Through Innovative Defined Contribution Plan Design”
- “How to Avoid Return of Excess 401(k) Contributions”
- “New and Improved 401(k) Safe Ha
- “Employee Stock Ownership and Estate Planning for the Business Owner”
- “The Advantages of an ESOP to a Closely Held Corporation and Its Shareholders”
- “What is an ESOP (and Why Should I Care?)”
- “Using Your ESOP to Acquire Another Company”
- “401(k) + ESOP = KSOP, A Winning Formula”
- “Do You Really Save Money Using a Prototype Retirement Plan”
- “Explanation of Different Types of Qualified Retirement Plan Documents”
- “Getting More for Less Through Innovative Defined Contribution Plan Design”
- “How to Avoid Return of Excess 401(k) Contributions”
- “New and Improved 401(k) Safe Harbor Plan”
- “New Benefits Law — Again!”
- “Non-Qualified Deferred Compensation Plans”
- “Participant Directed Retirement Plans Under Section 401(k)”
- “Retirement Plans for the 21st Century”
- “Use of Qualified Retirement Plans in Business Acquisition”
- “What’s New and Important in Employee Benefits”
